Long Week

I went shopping with my friend and decided to just focus on helping her find a dress for a wedding. And it was the most fun ever. I didn't spend anything!

Living on Cash

So I am now on an official budget and it looks like this.....

I have five different coin pouches that I split all the money into....except the blue one I am not budgeting anything for right now.  I will probably next month.

Here are the coin purses I'm using:

I'm using this for transportation.  The amount is HUGE!!!!  And it's only for gas.  If the gas prices don't go down I think I might just start rowing to work....it would be a lot cheaper.  Although I would probably drowned.  I am a terrible swimmer.

I am using the green one for food.  This is another big one.  This can be my weakness and what ultimately does me in.  I love to eat out and it is usually sushi!  This is the category I am going to really have to work at!

This is the one I am using for entertainment.  I put my Starbucks money in here and enough money to go out to breakfast once a week.  That is SO much less than I was spending.  This will be a gigantic challenge.

This is my Everything Else one.  I only budgeted for my dogs for this.  In case they need food or treats.  The money will probably roll over since I already have what they need.  I will have to figure out what to do with extra money each week that is left over.  ANY SUGGESTIONS??

And the blue one isn't being used for now since I am trying not to buy anything extra.  Although I have to get a baby shower gift next week so I will be doing that. But for now....no clothes or gifts.

Which I funny considering I came online to look up clothes since there is a good sale today!!  NOT A GOOD SIGN.

No shopping....no shopping....no shopping.......

If I get through this week I will have spent almost nothing compared to what I normally do!!

WISH ME LUCK!!

Budget!

I am using a new budget system.  I just sat down and crunched all the numbers.  I crunched so much it was like a Pringles convention!!

I used this system HERE. 

Since I am going to go back to using cash only, I wanted the easiest way to do it.  This worksheet is super cool since it tells you how much to take out each week.  And I am only a financial expert.....I have no idea how to add ya know!!  haha!

I will post separately the cash system I made.  I have to be stylish even while paying cash.....I can't use my BLACK AMEX or anything so I had to improvise!!

Be sure to read the instructions at the bottom of the budget worksheet.

Photos coming up!..........

My New Blog

This is a fresh start.  I am addicted.  Yes, I said it.  I'm addicted to shopping.  I spend and buy stuff I usually don't need....then feel guilty and return it.  Which doesn't do me much good considering I end up finding other stuff to buy.  I just love shopping.

Today is the day I take back my control.  I want to focus on this and pay off my debt.

I owe about $20,000 in credit card debt.  I am going to blog about shopping and paying it down.  I have done it before, I can do it again.

SHOP....KEEP.....DON'T USE CREDIT!!